2025 401k Maximum Contribution Over 50

2025 401k Maximum Contribution Over 50. For those who are age 50 and older, you can contribute an additional $1,000 annually, bringing your total to $8,000, the same as it was last year. That means an active participant 50 or.

For example, if you pay $3,000 toward your student loan for the year and your employer has a 401(k) match of 50%, they could kick in $1,500 (or 50% of $3,000) to your. Employees aged 50+ can contribute up to $31,000 to most 401 (k), 403 (b), governmental 457 plans, and the federal government’s thrift savings plan, with a $7,500.